Let customers pay later without losing control of the till
Turn Point of Sale's native deferred-payment tender into a complete buy-now-pay-later workflow — hard credit-limit enforcement, manager approvals, configurable installment plans, and a full aging ledger, all from the register.
The problem
Trusted customers need to walk out with goods before paying in full, but stock Point of Sale only closes a sale on full payment. Cashiers improvise with a manual back-office invoice or block the lane, no one can see what a customer already owes, and nothing stops a sale from exceeding what a customer can actually afford to owe.
The solution
A one-tap Pay Later tender that shows available credit before the sale is confirmed, hard-blocks anything over a customer's limit unless a manager approves it, splits the balance into a configurable installment schedule, and posts every installment to a live aging ledger — so finance always knows what is outstanding.
Everything a deferred sale needs
Every capability below is implemented in the module.
Hard credit-limit enforcement
A per-customer credit limit blocks a pay-later sale the moment it would exceed available credit, right inside the payment screen, with a clear on-screen reason.
Manager credit-approval queue
Over-limit sales route to a dedicated approval queue where a manager approves or declines with full order and customer context, instead of a silent dead end.
Configurable installment plans
Define reusable plans by installment count, interval, and first-due delay, then split any deferred sale into a scheduled series automatically.
Installment ledger with aging
Every installment shows residual amount, state, and an aging bucket in one list, so finance can see overdue exposure at a glance and drill into any line.
Live available-credit banner
The payment screen shows the selected customer's outstanding balance and available credit before the tender is even chosen, so cashiers see the risk before it happens.
Per-method transaction cap
Set a maximum single-transaction amount on the Pay Later payment method itself, independent of the customer's overall credit limit.
Register payments and settle
Collect against a single installment or settle a customer's outstanding balance directly from the backend, with the ledger updating in real time.
Customer pay-later profile
Every customer record shows credit limit, current outstanding balance, and available credit, plus a stat button straight into their installments.
Full order-level traceability
Every POS order shows its deferred amount, linked installment plan, and settlement state, with a one-click button into its installments.
How it works
Configure limits and plans
Set a credit limit per customer, define installment plans, and cap the maximum amount the Pay Later method will accept in one transaction.
Sell at the till
The cashier selects the customer and taps Pay Later; the available-credit banner shows what the customer can still spend before the sale confirms.
Enforce or route for approval
A sale within limit closes instantly; an over-limit sale is blocked and can be routed to a manager's approval queue instead of stalling the lane.
Track and settle
Installments post to the ledger with aging buckets; register a payment or settle the full balance from the backend whenever the customer pays.
Frequently asked
No sales fog. If your question isn't here, email us and we'll answer it the same way.
No. It extends Point of Sale's native deferred-payment tender with credit limits, approvals, installments, and aging, so it works alongside your existing payment methods.
Buy it on the Odoo App Store
Purchase, download and install directly from the official Odoo Apps Store — you'll always get the latest supported build.
Cerevantix POS Pay Later
A one-tap Pay Later tender with a live available-credit banner, hard limit enforcement with manager approval, configurable installment plans, and an aging ledger of every outstanding balance.
Buy on Odoo App Store