Credit decisions you can defend, not just make.
Capture applicant identity, trade and bank references, and a transparent recommended credit limit on one record — then approve and open the account without re-keying a single field or switching apps.
The problem
Credit decisions today live in spreadsheets, email threads and paper forms. There is no single record of who applied, which references were checked, how the limit was calculated, or who approved it — so when a customer defaults or an auditor asks how a limit was set, the trail is incomplete or missing.
The solution
Customer Credit Applications & Account Opening captures the full lifecycle on one record: applicant identity, trade and bank references, a transparent recommended limit, and a guarded approve/reject workflow that writes the approved limit straight to the customer account.
Everything a credit decision needs
Every capability below is implemented in the module.
One record, full lifecycle
Account opening and credit decisioning live on a single connected record, from first application to opened account — no second app to buy or reconcile.
Region-neutral identity & tax
Capture EIN and D-U-N-S for US applicants, or VAT and company registration numbers for international ones, plus a tax-validated flag, on the same form.
Trade reference capture
Record each supplier reference — company, contact, account-open date, highest credit extended, payment terms and days beyond terms — and get an automatic average days-beyond-terms roll-up.
Bank reference capture
Log bank name, contact, account type, average balance band, years on file and standing as an independent credit signal alongside trade references.
Transparent limit recommendation
A step-by-step recommended-limit calculation is shown directly on the application, using revenue, references and an optional external score — never a black-box number.
Guarded approval workflow
Submit, review, and approve or reject through guarded state transitions, with a recorded rejection reason and approver/time attribution on every decision.
Terms acceptance & account opening
Track which terms-and-conditions version was accepted, whether a personal guarantee was taken, and move the account through draft, confirmed and done.
Decision queue & reporting
Work pending applications as a filterable kanban queue grouped by state, or analyse volume and outcomes with built-in pivot and bar-chart views.
Writes straight to the customer
Approving an application writes the limit directly onto the customer's standard Odoo credit limit field — no re-keying, no separate sync step.
How it works
Apply
Capture applicant identity, trade and bank references, and the requested limit on one form.
Review
Submit for review; the transparent limit engine calculates a recommended limit from references and score.
Decide
A credit manager approves or rejects with a guarded transition, recording the reason and the approver.
Open the account
The approved limit writes to the customer record and the account moves to opened, ready for trade.
Frequently asked
No sales fog. If your question isn't here, email us and we'll answer it the same way.
No. Every field, reference and calculation stays inside your own Odoo database — there are no external API calls or credit-bureau integrations, so you keep full control of applicant data.
Buy it on the Odoo App Store
Purchase, download and install directly from the official Odoo Apps Store — you'll always get the latest supported build.
Customer Credit Applications & Account Opening
Trade and bank reference capture, a transparent recommended credit limit and a guarded approval workflow on one record — that writes the approved terms straight to the customer.
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