Investor deposits and fund pools, reconciled automatically.
Run the full deposit lifecycle for cooperatives, welfare funds and small NBFCs — tiered interest, payout schedules, a hard compliance gate and auditor-ready journal entries, with a self-service investor portal and a public plan catalogue built in.
The problem
Finance teams at cooperatives, welfare funds and small deposit-taking operators track investor deposits in spreadsheets kept alongside Odoo. Interest is computed by hand, payout schedules live on paper, and the ledger is updated late — so a mistake in an interest calculation or a missed payout costs real money and investor trust, with no auditable trail to show for it.
The solution
Investment & Deposit Management gives every deposit a controlled lifecycle: configurable interest plans with tiered rate slabs, an automatically generated payout schedule, a hard compliance-document gate before approval, and journal entries posted on every collection, payout and maturity. Investors see their own schedule and statements in a self-service portal, while fund pools and member dues are managed in the same workspace.
Everything a deposit desk needs
Every capability below is implemented in the module.
Tiered interest plans
Configure simple or compound interest, monthly, at-maturity or EMI payout, and rate slabs that vary by deposit amount or tenure — set once, reuse on every deposit.
Controlled deposit lifecycle
Draft, submit, approve, activate, mature and close every deposit through a clear workflow, with automatic reference numbering for full traceability.
Automatic payout schedule
A line-by-line schedule of dates, amounts and running balances is generated the moment a deposit is set up — no spreadsheet required.
Compliance document gate
A required-document checklist per plan blocks approval until every item is complete, so money is never accepted without proof on file.
Automatic journal entries
Every collection, interest payout, maturity and early withdrawal posts a balanced journal entry automatically, one click away from the deposit.
Welfare fund pools
Track fund collections, expenses and cash-on-hand per manager, so deposit-taking and fund-pooling live in one workspace instead of two separate apps.
Member & employee dues
Record and settle recurring dues against the fund, built for welfare-fund and cooperative membership structures.
Investor self-service portal
Investors log in to see their deposits, payout schedule and running balance, and download a printable statement, with no staff involvement.
Public plan catalogue
Published plans appear on the website with rate, tenure and eligibility notes, so prospective investors can browse before they ever contact staff.
How it works
Configure a plan
Set the interest rate or rate slabs, tenure, payout mode and the compliance documents a deposit must satisfy.
Onboard the deposit
Submit the deposit against a plan; approval is blocked until every required document is on file, then the payout schedule is generated automatically.
Activate and collect
Activate the deposit; every collection and interest payout posts a balanced journal entry while the investor tracks progress from their own portal.
Mature and report
The maturity cron closes or rolls over each deposit on schedule, and staff print a statement or review fund pools and member dues at any time.
Frequently asked
No sales fog. If your question isn't here, email us and we'll answer it the same way.
Yes. Each plan chooses simple or compound interest, a payout mode (monthly, at maturity or EMI) and, optionally, rate slabs that change the rate by deposit amount or tenure.
Buy it on the Odoo App Store
Purchase, download and install directly from the official Odoo Apps Store — you'll always get the latest supported build.
Investment & Deposit Management
Tiered-interest deposit plans with automatic payout schedules, compliance document gates and journal entries — plus welfare fund pools and an investor self-service portal.
Buy on Odoo App Store